Open Banking in Pakistan

FintechPaa builds open banking in Pakistan: consent flows, redirect-to-bank, SCA, callback and token exchange—so your product can access accounts and transactions through secure bank APIs. Based in Islamabad/Rawalpindi, serving Pakistan and global markets.

Mit unserem Team sprechen Loslegen

Was Open Banking in Pakistan ermöglicht

Lending & credit

Income verification and transaction history for underwriting, credit scoring, and repayments.

Neobanks & PFM

Account aggregation and analytics so users can view multiple banks in one app.

KYC & verification

Account ownership checks and balance verification for onboarding and risk control.

Personalization

Categorized transactions for insights, offers, and better customer experience.

Der Open-Banking-Flow, den wir umsetzen

Wir bauen Einwilligungserfassung, Redirect‑to‑Bank, SCA‑Handling, Callback und Token‑Austausch. Ihre App greift anschließend über sichere APIs auf Konten, Salden und Transaktionen zu.

1. Einwilligung — Nutzer genehmigt den Zugriffsumfang in Ihrer App.
2. Redirect + SCA — Weiterleitung zur Bank für Strong Customer Authentication.
3. Callback — Bank sendet einen Auth‑Code an Ihre Redirect‑URI zurück.
4. Token‑Austausch — Code gegen Tokens tauschen und sicher speichern/refreshen.

Unsere Open‑Banking‑Lösung ansehen

Beispiel‑Endpoints

GET /accounts
GET /balances
GET /transactions
POST /consents
POST /token

Free checklist

Get our Open Banking Readiness Checklist (consent, SCA, token handling, compliance) and avoid the most common launch blockers.

Get the checklist

Want training?

Learn open banking and TPP hands-on in our fintech courses in Pakistan.

Explore fintech courses