Open Banking in Pakistan

FintechPaa builds open banking in Pakistan: consent flows, redirect-to-bank, SCA, callback and token exchange—so your product can access accounts and transactions through secure bank APIs. Based in Islamabad, serving Pakistan and global markets.

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Was Open Banking in Pakistan ermöglicht

Lending & credit

Income verification and transaction history for underwriting, credit scoring, and repayments.

Neobanks & PFM

Account aggregation and analytics so users can view multiple banks in one app.

KYC & verification

Account ownership checks and balance verification for onboarding and risk control.

Personalization

Categorized transactions for insights, offers, and better customer experience.

Der Open-Banking-Flow, den wir umsetzen

Wir bauen Einwilligungserfassung, Redirect‑to‑Bank, SCA‑Handling, Callback und Token‑Austausch. Ihre App greift anschließend über sichere APIs auf Konten, Salden und Transaktionen zu.

1. Einwilligung — Nutzer genehmigt den Zugriffsumfang in Ihrer App.
2. Redirect + SCA — Weiterleitung zur Bank für Strong Customer Authentication.
3. Callback — Bank sendet einen Auth‑Code an Ihre Redirect‑URI zurück.
4. Token‑Austausch — Code gegen Tokens tauschen und sicher speichern/refreshen.

Unsere Open‑Banking‑Lösung ansehen

Beispiel‑Endpoints

GET /accounts
GET /balances
GET /transactions
POST /consents
POST /token

Newsletter updates

Get our Open Banking Readiness Checklist (consent, SCA, token handling, compliance) and avoid the most common launch blockers.

Want training?

Learn open banking and TPP hands-on in our fintech courses in Pakistan.

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