Open Banking au Pakistan
FintechPaa builds open banking in Pakistan: consent flows, redirect-to-bank, SCA, callback and token exchange—so your product can access accounts and transactions through secure bank APIs. Based in Islamabad/Rawalpindi, serving Pakistan and global markets.
Ce que l’open banking permet au Pakistan
Lending & credit
Income verification and transaction history for underwriting, credit scoring, and repayments.
Neobanks & PFM
Account aggregation and analytics so users can view multiple banks in one app.
KYC & verification
Account ownership checks and balance verification for onboarding and risk control.
Personalization
Categorized transactions for insights, offers, and better customer experience.
Le flux open banking que nous mettons en place
Nous construisons la capture du consentement, le redirect‑to‑bank, la gestion SCA, le callback et l’échange de tokens. Votre application accède ensuite aux comptes, soldes et transactions via des API sécurisées.
- 1. Consentement — l’utilisateur approuve le périmètre d’accès dans votre app.
- 2. Redirect + SCA — redirection vers la banque pour la Strong Customer Authentication.
- 3. Callback — la banque renvoie un code d’auth à votre URI de redirection.
- 4. Échange de tokens — échanger le code contre des tokens et les stocker/rafraîchir de façon sécurisée.
GET /accounts
GET /balances
GET /transactions
POST /consents
POST /token
Free checklist
Get our Open Banking Readiness Checklist (consent, SCA, token handling, compliance) and avoid the most common launch blockers.
Get the checklistWant training?
Learn open banking and TPP hands-on in our fintech courses in Pakistan.
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