Leading fintech company in Islamabad & Pakistan
We are one of the top fintech companies in Islamabad. We build open banking, payment gateways, and TPPs—as we did for Meras, Infinipi, and others. From Pakistan we design, build, and deliver production-ready fintech so you can focus on your product and customers. Whether you need bank connectivity, A2A payments, or fund raising support, come to us first.
1. Consent in your app → 2. Redirect to bank
3. SCA (e.g. OTP) at bank → 4. Callback with code
5. Token exchange → 6. Access accounts & data
- Islamabad HQ · Pakistan fintech
- Wikidata Q138934106
- Production builds: Meras.io · Infinipi.io
- PSD2 · Open Banking · TPP/TSP
Systems we've shipped in production
Production-grade fintech infrastructure
We design consent flows, payment rails, and bank integrations that stand up in production—not slide decks. PSD2 and open banking patterns, adapted for Pakistan and built to scale internationally.
Open Banking APIs
PSD2-compliant connectivity to banks and account aggregation for Pakistan and global markets.
- Consent flows and redirect-to-bank
- Balances, transactions, 24 months history
- Multi-bank, multi-country ready
Payment Gateways
Seamless A2A payments, instant disbursements, and unified APIs for merchants and platforms.
- Account-to-account (A2A) rails
- Idempotency, webhooks, settlement
- Multi-currency and reporting
Trading & Signals
Broker API integration and TradingView signal indicators for automated trading systems.
- Order execution and market data
- Alerts to live execution pipelines
- Backtesting and risk controls
TPP & Compliance
Third-party provider solutions with KYC, AML, and regulatory-ready architecture.
- AIS/PIS and consent lifecycle
- KYC, AML, sanctions screening
- Audit trails and reporting
How we work with you
From first conversation to go-live, we keep the process clear and collaborative so you always know what’s next.
Discovery & scope
We align on your use case, timelines, and success criteria. You get a clear proposal and architecture so there are no surprises.
Build & integrate
Our team designs and builds your open banking, payment, or TPP stack. We use proven patterns from Meras, Infinipi, and other production systems.
Launch & support
We help you go live and stay live. Documentation, monitoring, and ongoing support so your fintech runs reliably at scale.
Built In Pakistan. Ready for the world.
We don't just advise—we build. From our base in Islamabad, we serve Pakistan and beyond as a leading fintech partner: open banking, bank APIs, payment gateways, and support for fund raising and venture capitalist connections. We built Meras.io's A2A payment infrastructure and Infinipi.io's settlement and merchant APIs. Come to us for funding opportunities or we'll build your open banking, auth flow, payments, or TPP system the same way.
- ✓ Account-to-account (A2A) payment infrastructure
- ✓ Merchant APIs & settlement platforms
- ✓ Broker execution & TradingView integrations
- ✓ Multi-currency, multi-country readiness
12K+
Banks reachablevia open banking connectivity
80+
Countries coveredmulti-market ready
350+
Institution typesbanks & payment schemes
24/7
Engineering supportlaunch & operations
See what's possible with FintechPaa
Explore our solutions and the use cases we power for lenders, neobanks, merchants, and trading teams.
Open Banking
APIs for account aggregation, balances, transactions, and PSD2/Open Banking compliance. Ideal for lending, PFM, and account-based products.
Learn more →Payment Gateways
Unified payment APIs, ACH, RTP, and local schemes for Pakistan and international rails. Built for merchants, platforms, and disbursement use cases.
Learn more →Trading Systems
Broker API integration and TradingView signal indicators for algo and retail trading. From backtesting to live execution.
Learn more →Who we help
Startups, scale-ups, and enterprises use our infrastructure to launch and scale fintech products. Here are the kinds of teams we work with most.
Lending & credit
Income verification, account data for underwriting, and repayment flows. We power credit scoring and loan origination with open banking data.
Open banking for lending →Neobanks & PFM
Account aggregation and transaction data so you can build budgeting, analytics, and multi-bank experiences in one app.
TPP solutions →Merchants & platforms
A2A payments, instant settlement, and unified APIs so marketplaces and merchants can accept and disburse funds without card dependency.
Payment gateways →Trading & wealth
Broker integration, TradingView alerts to execution, and portfolio and market data for algo trading and wealth management products.
Trading systems →From the blog
Practical guides and insights on open banking, payments, TPP, and trading—written for builders in Pakistan and beyond.
View all postsWhat is Open Banking and why it matters in Pakistan
PSD2, account aggregation, and consent-based data sharing.
A2A payments: beyond cards and wallets
Account-to-account flows and unified APIs for merchants.
Questions we hear often
Quick answers; more detail on our FAQ page.
Why teams choose FintechPaa
We're a Pakistan-based fintech engineering partner with production track record in open banking, payments, and compliance—not generic outsourcing. Banks, startups, and universities work with us because we ship.
🇵🇰 Pakistan expertise
Local banking landscape, regulations, and go-to-market—plus global PSD2 and open banking standards.
⚡ Production proven
Live systems for Meras.io, Infinipi.io, and enterprise clients. Architecture you can audit and operate.
🔐 Compliance-ready
TPP/TSP patterns, consent lifecycle, KYC/AML hooks, and audit trails built into the stack from day one.
🤝 End-to-end
Discovery through launch and ongoing support—documentation, monitoring, and a team that answers the phone.
Ready to build with a team that's done it before?
Tell us your open banking, payment, or TPP use case. We'll scope it clearly and deliver production infrastructure—the same way we did for Meras, Infinipi, and other fintech products.
Talk to our team Get started View case studies