FintechPaa

Open banking and payment systems for regulated platforms

Account connectivity, payment rails, and TPP/TSP architecture engineered in Islamabad for banks, merchants, and fintech operators—with production delivery for Meras and Infinipi.

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Capabilities

Enterprise fintech infrastructure

PSD2-aligned open banking, account-to-account payments, TPP/TSP platforms, and trading connectivity—designed for audit, handover, and production operations.

Open banking

AIS/PIS, consent orchestration, redirect-to-bank, and account aggregation for lending and account-based products.

OAuth · PSD2 · AIS/PIS

Payment gateways

A2A disbursement and collection, merchant APIs, settlement reporting, webhooks, and multi-currency operations.

A2A · Webhooks · Settlement

TPP / TSP

Third-party and technical service provider stacks with consent lifecycle, KYC/AML hooks, and audit trails.

TPP · KYC/AML · Audit

Trading systems

Broker APIs, market data, and alert-to-execution pipelines for systematic and assisted trading.

Execution · TradingView · PSX

Training

Practitioner programmes in open banking, payments, and TPP for universities and corporate teams.

Workshops · Certification

Investor support

Selected fundraising preparation and introductions for fintech teams building on production infrastructure.

Capital readiness
12K+ Banks reachable via partner connectivity
80+ Countries addressable by programme
350+ Institution and scheme types
24/7 Support for production clients

Delivery

From architecture to production operations

We document interfaces, controls, and acceptance criteria before build. Patterns from Meras.io and Infinipi.io reduce delivery risk without generic outsourcing.

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  1. 01

    Discovery and architecture

    Regulatory context, integration targets, NFRs, and a written solution outline with milestones.

  2. 02

    Build and integration

    APIs, consent flows, payment logic, and bank or scheme connectivity with testable contracts.

  3. 03

    Launch and operations

    Cutover support, runbooks, monitoring, and engineering assistance through stabilisation.

Who we serve

Banks, platforms, and regulated product teams

Lending and credit

Income verification, underwriting data, and repayment flows on open-banking connectivity.

Neobanks and PFM

Multi-bank aggregation, balances, and transaction history for account-based products.

Merchants and marketplaces

A2A acceptance and disbursement with settlement reporting and operational webhooks.

Trading and wealth

Broker integration and signal-driven execution for systematic and assisted trading.

Engage FintechPaa on your next programme

Share open banking, payment, or TPP requirements. We respond with a scoped technical proposal and delivery plan.

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