Open Banking Solutions

We design and build the full open banking stack for you: consent, redirect-to-bank, SCA, and token exchange—so your product can aggregate accounts and data. As we did for Meras, Infinipi, and others. This page explains what we offer, who it’s for, and how the auth flow works so you can evaluate fit quickly.

Who open banking is for

Lenders, neobanks, PFM apps, and account-based products use our open banking APIs to access balances, transactions, and account data with user consent—without building and maintaining bank integrations themselves.

Lending & credit

Income verification, account data for underwriting, and repayment visibility. We power credit scoring and loan origination with real-time bank data.

Neobanks & PFM

Account aggregation and transaction data for budgeting, analytics, and multi-bank dashboards in one app.

Account verification

Verify account ownership and balances for KYC, payouts, or compliance—without manual statements or screenshots.

Data enrichment

Categorized transactions and history for analytics, ML, and product personalization.

What we offer

Account aggregation

Single API to access accounts across multiple banks. Balances, account details, and unified views.

Transactions & history

Categorized transaction data, up to 24 months of history, and enrichment for PFM and underwriting.

Consent & compliance

Consent flows, revocation, and audit trails. PSD2/Open Banking and regulatory-ready design.

The auth flow we build for you

End-to-end open banking auth: consent, redirect to bank, Strong Customer Authentication (SCA), and secure token exchange—so your app can access accounts and data with full compliance.

  • 1. Consent & redirect — User agrees in your app; we build the redirect to the bank’s auth page.
  • 2. SCA at bank — Bank performs Strong Customer Authentication (e.g. OTP, biometric). We handle the flow.
  • 3. Callback & token — Bank redirects back with an auth code; we build the token exchange and store.
  • 4. Accounts & data — Your product then calls account list, balances, transactions via the access token we helped you integrate.
Flow we implement Consent → Redirect to ASPSP → SCA → Callback
→ Token exchange → GET /accounts, /balances, /transactions

Ready to build?

We'll build the open banking auth and integration for your product—as we did for Meras, Infinipi, and others. Tell us your use case.

Talk to Our Team Read: What is Open Banking?