Open Banking in Pakistan

FintechPaa builds open banking in Pakistan: consent flows, redirect-to-bank, SCA, callback and token exchange—so your product can access accounts and transactions through secure bank APIs. Based in Islamabad/Rawalpindi, serving Pakistan and global markets.

Talk to our team Get started

What open banking enables in Pakistan

Lending & credit

Income verification and transaction history for underwriting, credit scoring, and repayments.

Neobanks & PFM

Account aggregation and analytics so users can view multiple banks in one app.

KYC & verification

Account ownership checks and balance verification for onboarding and risk control.

Personalization

Categorized transactions for insights, offers, and better customer experience.

The open banking flow we implement

We build consent capture, redirect-to-bank, SCA handling, callback, and token exchange. Your app then accesses accounts, balances, and transactions through secure APIs.

1. Consent — user approves access scope in your app.
2. Redirect + SCA — redirect to bank for Strong Customer Authentication.
3. Callback — bank returns an auth code to your redirect URI.
4. Token exchange — exchange code for tokens and securely store/refresh.

See our Open Banking solution page

Example endpoints

GET /accounts
GET /balances
GET /transactions
POST /consents
POST /token

Free checklist

Get our Open Banking Readiness Checklist (consent, SCA, token handling, compliance) and avoid the most common launch blockers.

Get the checklist

Want training?

Learn open banking and TPP hands-on in our fintech courses in Pakistan.

Explore fintech courses