Banking Law & Fintech Regulation
Give operators and builders a practical map of how financial services law touches product: what licenses imply, what contracts must contain, and how to work with counsel efficiently—especially in emerging markets and Pakistan-facing contexts.
Format: 2 weeks · instructor-led or self-paced options · certificate of completion · examples from our production builds (Meras, Infinipi, and others).
What you will be able to do
- Recognize regulated activities: taking deposits, payment services, lending, securities edges.
- Understand licensing paths: bank, EMI/e-money, PSP, lending NBFC analogues (jurisdiction-framed).
- Parse regulator expectations: reporting, outsourcing, cloud, cyber notifications.
- Structure bank–fintech partnerships: allocation of liability, data, IP, exit.
- Build compliance-by-design artifacts: RoPA, DPIA-style checklists, control matrices.
- Engage counsel with precise questions and complete fact patterns.
Syllabus
Week 1 — Regulatory map & institutions
- Sources of law: statutes, regulations, circulars, FAQs; reading for operators.
- Central bank themes: prudential vs conduct; licensing conditions.
- Payment systems: clearing, settlement, finality, scheme rules interaction.
- Consumer protection: disclosures, complaints, cooling-off patterns.
- AML/CTF program obligations at institutional level (overview).
- Sandboxes, innovation offices, and pilot constraints.
- Pakistan/SBP-facing context: themes and where to validate with counsel.
Week 2 — Contracts, outsourcing & product delivery
- MSAs with banks: SLA, indemnities, audit rights, data processing clauses.
- Agent/principal models and who the customer contracts with.
- Cloud and subprocessors: residency, exit, BC/DR expectations.
- Change control when regulations update: product sunset, grandfathering.
- Incident response: notification timelines, evidence preservation themes.
- Capstone: partnership one-pager + risk register for a BaaS wallet launch.
Tools & concepts
Capstone
Produce a risk register (minimum 15 items), a vendor diligence checklist, and a stakeholder map for a fintech partnering with a bank.
Who should attend
Founders, PMs, tech leads, and ops managers who negotiate with banks and regulators.
Prerequisites
No law degree required. This is educational operator training, not legal advice.
Apply for this course
Fee $1,800 · 2 weeks. Students receive 50% off with valid ID. We will email payment instructions and next steps after you submit.
Corporate or bulk seats? Contact us. For other courses see all trainings.