Financial Reality & Operations
Bridge engineering and finance: double-entry discipline, immutable journals, and the operational rhythms (daily recs, month-end, audits) that keep fintechs out of crisis.
Format: 2 weeks · instructor-led or self-paced options · certificate of completion · examples from our production builds (Meras, Infinipi, and others).
What you will be able to do
- Model money states: authorized, captured, settled, available, pending payout.
- Design chart of accounts patterns for wallets, float, client money, and fees.
- Run multi-currency with FX gain/loss and consistent reporting currency.
- Build reconciliation across PSPs, banks, internal ledgers, and subsystems.
- Define operational roles: maker-checker, break resolution, freeze/segregation duties.
- Prepare audit trails, immutable logs, and reporting packs CFOs actually use.
Syllabus
Week 1 — Ledger design & money movement
- Double-entry refresher: accounts, journals, postings, trial balance intuition.
- Product-specific flows: wallets, cards, remittance, marketplace splits.
- Holds, reserves, and settlement timing; negative balance prevention.
- Fees, interchange pass-through, tax/VAT handling patterns.
- Identifiers: transaction IDs, end-to-end correlation across services.
- Event sourcing vs periodic batch posting—trade-offs for fintech velocity.
- Data model workshop: ledger tables that survive high throughput.
Week 2 — Reconciliation, FX & operational scale
- Three-way match concepts: bank, processor, internal ledger.
- Exception workflows: aging breaks, root-cause tags, escalation matrices.
- FX: spot vs contract, revaluation, rounding policies, user-facing rate locks.
- Regulatory reporting hooks: large transaction monitoring data feeds (not legal advice).
- Month-end close checklist for fintech: cut-offs, accruals, suspense accounts.
- Tooling: rec dashboards, aging, per-rail SLA metrics.
- Capstone: ledger + rec design for a marketplace with seller payouts.
Tools & concepts
Capstone
Deliver a ledger schema sketch, a daily reconciliation runbook, and FX policy bullets for a multi-currency wallet.
Who should attend
Engineers partnering with finance, fintech COOs, and ops analysts leveling into systems thinking.
Prerequisites
Spreadsheet comfort; we teach accounting mechanics in a builder-friendly way.
Apply for this course
Fee $1,600 · 2 weeks. Students receive 50% off with valid ID. We will email payment instructions and next steps after you submit.
Corporate or bulk seats? Contact us. For other courses see all trainings.