Compliance

KYC, AML & Compliance in Fintech

Make compliance a product discipline: customer onboarding that scales, monitoring that catches real risk, and documentation that satisfies auditors—not checkbox theater.

Format: 2 weeks · instructor-led or self-paced options · certificate of completion · examples from our production builds (Meras, Infinipi, and others).

Course fee

$1,800

Students (50% off): $900 — valid student ID required

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What you will be able to do

  • Differentiate KYC, KYB, CDD, EDD, and ongoing due diligence triggers.
  • Select identity proofing patterns: document, biometric, database, step-up.
  • Integrate sanctions and PEP screening with match resolution workflows.
  • Partner with TM teams on scenarios, tuning, and model governance.
  • Embed privacy: data minimization, lawful basis themes, retention schedules.
  • Prepare for exams: control narratives, sampling, evidence repositories.

Syllabus

Week 1 — Onboarding, identity & screening

  • Risk-based approach: customer risk ratings, geography, product risk.
  • Identity evidence: documentary, electronic, in-person; forgery awareness.
  • KYB: UBO discovery, corporate charts, shell red flags.
  • Sanctions: lists, fuzzy matching, false positives, 50-percent rules (overview).
  • PEP handling: classification, enhanced monitoring, exit paths.
  • Vendor landscape: IDV providers, orchestration layers, SLA management.

Week 2 — Transaction monitoring & compliance engineering

  • AML typologies for digital channels: mules, layering via crypto off-ramps (patterns).
  • TM system architecture: events, features, decisions, cases.
  • STR/SAR workflows: escalation, legal review hooks, confidentiality.
  • Travel rule and VASP themes for crypto-adjacent fintech (awareness).
  • Embedding controls in CI/CD: feature flags for risky geos, kill switches.
  • Capstone: onboarding + monitoring flow for a neobank segment (e.g., freelancers).

Tools & concepts

IDV APIs Screening vendors TM case systems Risk matrices Policy docs

Capstone

Produce a risk matrix excerpt, onboarding decision tree, and 5 TM scenarios with thresholds.

Who should attend

Compliance analysts going technical, engineers on growth teams, and PMs in regulated products.

Prerequisites

No legal background required; not legal advice—operational and technical patterns only.

Ready to join?

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Fee $1,800 · 2 weeks. Students receive 50% off with valid ID. We will email payment instructions and next steps after you submit.

Corporate or bulk seats? Contact us. For other courses see all trainings.

KYC & AML Compliance Pakistan — Frequently Asked Questions

SBP requires all regulated financial institutions and fintech companies to implement AML/CFT programmes under the Anti-Money Laundering Act 2010 and the FATF recommendations Pakistan is implementing. Obligations include Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) for high-risk customers, Suspicious Transaction Reporting (STR) to FMU, and staff training. Our course covers every SBP AML/CFT requirement.

Yes — SBP and NADRA have enabled digital KYC (eKYC) via NADRA's Verisys API and biometric verification. Fintechs can onboard customers remotely using CNIC verification, liveness detection, and face-matching. Our KYC/AML training covers NADRA eKYC integration, SBP's digital onboarding guidelines, and risk-tiered KYC frameworks for Pakistani fintechs.

FATF (Financial Action Task Force) sets global AML/CFT standards. Pakistan exited the FATF grey list in 2022 after strengthening its AML framework. Pakistani fintechs must align with FATF's 40 Recommendations to maintain correspondent banking relationships and access international payment networks. This course explains FATF obligations in practical terms for fintech compliance teams.

Yes — SBP regulations require licensed fintechs (EMIs, PSOs, PSPs) to appoint a dedicated Money Laundering Reporting Officer (MLRO) and maintain a written AML/CFT compliance programme. FintechPaa's KYC/AML training prepares compliance professionals and founders to meet these requirements and pass SBP supervisory reviews.