Open Banking

Open Banking Fundamentals

A ground-up path into regulated data sharing and payment initiation: standards thinking, security, and product design—whether you target EU-style PSD2 or analogous markets.

Format: 2 weeks · instructor-led or self-paced options · certificate of completion · examples from our production builds (Meras, Infinipi, and others).

Course fee

$1,600

Students (50% off): $800 — valid student ID required

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What you will be able to do

  • Explain why open banking exists and how TPP/ASPSP incentives differ.
  • Navigate consent UX patterns that reduce drop-off while staying compliant.
  • Read API specs pragmatically: accounts, balances, transactions, payments.
  • Prototype an integration architecture with sandboxes and certificates.
  • Anticipate operational issues: PSU migration, revoked consent, data latency.
  • Connect to real product ideas: PFM, lending, verification, merchant checkout.

Syllabus

Week 1 — Concepts, security & AIS

  • History and policy drivers: competition, innovation, consumer protection.
  • Actors and trust models: directories, registry, QA certificates.
  • Consent UX deep dive: clarity, granularity, renewals, withdrawal.
  • Authentication journeys: redirect, app-to-app, decoupled introductions.
  • AIS use cases: aggregation, verification, affordability signals (ethics).
  • Data quality: transaction categorization, duplicates, timing delays.
  • Hands-on: map a sandbox onboarding checklist.

Week 2 — PIS introduction & productization

  • PIS user journeys vs cards; when bank pay wins on UX or cost.
  • Payment status models and reconciliation to merchant orders.
  • Developer experience: SDK strategy, error translation, support tooling.
  • Commercial models: interchange vs open banking pricing realities.
  • Global lens: UK/EU vs emerging open finance regimes—pattern transfer.
  • Capstone: mini product brief + integration diagram for one use case.

Tools & concepts

Sandbox APIs Postman/Insomnia mTLS basics Sequence diagrams Product briefs

Capstone

Choose AIS or PIS use case; deliver user stories, consent copy outline, and technical block diagram.

Who should attend

Career switchers, junior engineers, and PMs new to regulated finance APIs.

Prerequisites

None beyond general web technology curiosity.

Ready to join?

Submit the form below or open the registration page with this course pre-selected.

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Fee $1,600 · 2 weeks. Students receive 50% off with valid ID. We will email payment instructions and next steps after you submit.

Corporate or bulk seats? Contact us. For other courses see all trainings.